There are multiple benefits that are available through payroll deduction to County employees.  You will be provided a list of those benefits on this page along with resources and information for each benefit.

AFLAC

Q.  What services are available to County employees through AFLAC?

 A.  AFLAC offers policies for Cancer insurance, Accident insurance and Critical Illness insurance.

Q.  Does the County contribute to any policy an employee enrolls in with AFLAC?

A.  The County does not contribute any funding to policies under AFLAC.  The County allows employees to sign-up for AFLAC policies through our representative and have the payments deducted from their paychecks as a payroll deduction.

Q.  What exactly do the policies cover?

A.  Employees can visit their website for further information on the policies available through AFLAC.  Our representative has provided a link to videos on the different policies.

Q.  How can I contact the County's AFLAC representative?

A.  Our representative is Mr. Charles Bono.  Mr. Bono is available via email or phone.  Once you contact him he will schedule an appointment with you to review the policies that are available to County employees.  

AFLAC-C Bono

Q.  Do I need to turn in any documents to human resources or to payroll if I decide to enroll?

A.  No you do not need to turn in anything to human resources or to payroll.  Once you meet and complete the necessary paperwork with Mr. Bono, he will send the necessary documents to us.

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Banking and Financial Options

Q.  Are there credit union options available to County employees?

A.  Yes.  Accomack County employees have options with NASA Federal Credit Union and Virginia Credit Union.  

Q.  Does the County contribute to any account an employee opens with a credit unions?

A.  The County does not pay into any credit unions options or accounts.  However, we do allow our employees to deposit money into their account through payroll deduction. 

Q.  How can I contact the credit union(s)?

 A. The contact information for the credit unions can be found below by clicking on the contact us links below or calling the phone number provided.

 NASA Federal Credit Union Contact Us  800-NASA-FCU (627-2328)

Virginia Credit Union Contact Us   (804)323-6800

Q.  Do I need to turn in any documents to human resources or to payroll if I decide to enroll?

A. If you have decided to open an account with either of the credit unions and would like to have a direct deposit setup you will need to complete the Direct Deposit Authorization Form.  You will need to provide either a voided check or a letter of direct deposit from the financial institution.  You will have to turn these documents into your Human Resources Department for processing.

Q.  Are there brochures available?

A.  Yes.  The Human Resources Department does have brochures for both of the credit unions listed.  You can get more information from their websites as well.  

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Flores

Through Flores, full-time employees can opt to enroll in the Flexible Spending Account (FSA) and/or the Dependent Care and you do not have to be enrolled in our insurance.  Both options are pre-tax, meaning that you pay out less taxes per pay check making your hard earned money go further for you!  You will find below information regarding both options.  

Flexible Spending Account

Q.  What is a flexible spending account (FSA)?

A.  A flexible spending account or FSA is a benefit where employees can contribute a set amount from their paycheck to help offset medical expenses.

Q.  What expenses can a flexible spending account be used for?

A.  The FSA can be used for multiple things like copays, unpaid medical bills, over-the-counters medications, and prescriptions, just to name a few.  We are providing you a list below of allowable expenses and allowable over-the-counter items that your flexible spending account funds can be used for.

Allowable Medical Expenses 

Allowable Over-the-counter Expenses

Complete online list of FSA approved items & FSA Store

Q.  If I enroll, how am I able to access my funds?

A.  Once you enroll in the FSA, you will receive a debit card that you can use to pay for the allowable expenses that are provided in the lists above.  Click here to review information related to the debit card.

Q.  What if I do not use all of my contributions within the year?  Will I lose my money?

A.  No worries.  At the end of the 2023-24 benefit year (May 31, 2024)  you are able to carry over $610 to the next enrollment year.

Q.  When can I enroll?

A.  All full-time employees have the option to enroll during Accomack County's open enrollment period, usually in April.  New full-time employees have the option to enroll during their on-boarding process.  

Q.  Does Accomack County provide any contributions to the FSA?

A.  No.  Accomack County does not provide any contributions to this benefit.  This is a benefit that allows employees to contribute an amount of their pay check through payroll deduction.  The amount is chosen by the employee.

 How to submit a claim                         Substantiation Timeline

FSA How to Submit Claim                     FSA Substantiation Form

Dependent Care

Accomack County is pleased to announce that as of 2022 Open Enrollment, full-time employees can enroll in Dependent Care. 

Full-time employees can  set aside pre-tax money into an account to be reimbursed for eligible dependent childcare expenses for their child or children under 13 years of age or for a dependent of any age that lives in your household that is incapable of self-care. 

Eligible expenses include

  • Preschools
  • Before and after school care
  • Day camps.

For information regarding the Dependent Care benefit, please click on the pictures below.

         DC Main             DC Allowable Expenses

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 Legal Shield & ID Shield

Q.  What products does Legal Shield and ID Shield offer to County employees?

A.  Legal Shield & ID Shield offers legal and identity services for employees.  Legal Shield gives employees access to a lawyer 24 hour a day, 7 days a week, 365 days a year.  ID Shield overs protection and assistance with identity theft.

Q.  Does the County contribute to any policy an employee enrolls in with Legal Shield & ID Shield?

A.  The County does not contribute any funding to services through Legal Shield & ID Shield.  The County allows employees to sign-up for services through our representative and have the payments deducted from their paychecks.

Q.  What exactly do the policies cover?

A.  Legal Shield offers services from answering questions, generating letters on your behalf, representing you in court, and so much more.  ID Shield monitors public record changes and complete restoration.  Legal Shield and ID Shield is available to you the day you enroll.  These services are on a month-to-month basis so you can cancel services at any time without a penalty.

Our representative has provided a seven minute video explaining, in detail, the services you receive if you decide to enroll. 

Q.  How can I contact the County's Legal Shield/ID Shield representative?

A.  Our representative is Mr. Rob Vest.  Mr. Vest is available via email or phone.    

Legal Shield - R Vest

Q.  Do I need to turn in any documents to human resources or to payroll if I decide to enroll?

A.  No you do not need to turn in any paperwork or documents to payroll.  Once you speak with our representative and complete the necessary paperwork, we will take care of getting the paperwork to payroll.

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 Lincoln Financial Group

Q.  What products does Lincoln Financial Group offer to County employees?

A.  Lincoln Financial Group offers an additional 457 retirement plan for the County of Accomack full-time employees.  Employees can have money added to their 457 plan every period.  You can make changes to your deductions as needed.  

We strongly suggest employees ensure they are maxed out with their voluntary contributions with VRS first.

Q.  Does the County contribute to any account an employee opens with Lincoln Financial Group?

A.  This is a benefit that the County does not pay into.  However, we do allow our employees to deposit money into their Lincoln Financial Retirement Plan through payroll deduction. 

Q.  How can I contact the County's Lincoln Financial Group representative?

A.  There are a couple of options to contact and speak with Ms. Ryan.  Employees can click here to view Ms. Ryan's calendar and schedule an appointment.  She is also available via email or phone as this information is provided below.   

 LFG _ Sharon

Q.  Do I need to turn in any documents to human resources or to payroll if I decide to enroll?

A.  No you do not need to turn in any paperwork or documents to payroll.  Once you speak with our representative and complete the necessary paperwork, we will take care of getting the paperwork to payroll.

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Optional Life Insurance

Q.  As a County employee, can I purchase additional life insurance?

A.  Yes.  Accomack County employees have the option with to purchase additional life insurance for themselves, spouse and/or children.

Q.  What company is the life insurance through?

A.  The life insurance is available through VRS and Securian Life.

Q.  Does the County contribute to any life insurance coverage?

A.  The County does pay for a full-time employee to have life insurance coverage of two times their salary. 

An employee can purchase additional life insurance up to four times their salary.  Employees can also purchase additional life insurance on their spouse and/or children.  The cost of the optional life insurance can be paid through payroll deduction. 

For more information click here.

Q.  Do I need to turn in any documents to human resources or to payroll if I decide to enroll?

A. If you have decided to purchase additional life insurance you will need to complete the enroll application and return to the Human Resources Department.

Optional Life Insurance Information (with enrollment application)

Designation of Beneficiary

Q.  I would like to purchase the optional life insurance but I want to know what it will cost.  How can I get this information?

A.  You have a couple of options available. 

  • You can contact HR to request an estimate.  

 

For any open enrollment questions contact Human Resources at (757) 787-5710 or AskHR@co.accomack.va.us.